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QuantSoc Terms of Service

Effective Date: 21 July 2026

Introduction

Welcome to our platform! These Terms of Service ("Terms") govern your access to and use of QuantSoc (the "Service"). By using or accessing the Service, you agree to be bound by these Terms. Our Privacy Policy explains how we handle personal information when you use the Service; it is a notice, not a contract, and you should read it. If you do not agree with any part of these Terms, you should discontinue use of the Service. These Terms apply to all users and visitors of the Service, and form a binding agreement between you and the operator of QuantSoc (the "Company"). The Service is offered under the QuantSoc brand and is operated as part of Blue Wisdom Software Innovations (the "Organization"), the parent organization behind QuantSoc and related services. References to the "Company," "we," "us," or "our" in these Terms mean the operator of the Service, acting under the QuantSoc brand and, where relevant (for example, in payment processing), under the Blue Wisdom Software Innovations trading name. We reserve the right to update or modify these Terms at any time. We will notify users of material changes through a notice on our site or via email, and by updating the "Last Updated" date. Continued use of the Service after changes become effective will constitute your acceptance of the revised Terms.

Scope of the Service: The Service may include, depending on the features offered at any given time: content and informational materials, interactive features, usage and activity data, social and community features, user profiles, notifications, AI-powered features, and paid subscriptions, memberships, or other purchases. Not every feature described in these Terms will necessarily be available at all times or in all versions of the Service, and features may be added, changed, or withdrawn as the Service evolves. These Terms apply to every feature of the Service unless we provide separate terms for a specific feature, in which case those separate terms govern to the extent of any conflict.

Eligibility (Use by Minors)

You must meet certain age requirements to use the Service. The Service is intended for adults and teenagers; it is not directed to children under 13 years of age. No one under age 13 may access or use the Service or provide any personal information to us, in order to ensure compliance with child online privacy laws. If you are at least 13 but under 18 (or the age of majority where you live), you may only use the Service under the supervision and with the consent of your parent or legal guardian, who must review and agree to these Terms on your behalf. The Company reserves the right to request proof of parental consent for users under 18 and to discontinue service for any users who are minors if we cannot obtain proper consent. By using the Service, you represent that you meet the applicable age requirements and, if under 18, that your parent or guardian has read and agreed to these Terms.

User Accounts

To access certain features of the Service, you may need to create an account. When creating an account, you agree to provide accurate, current, and complete information about yourself. You are responsible for maintaining the confidentiality of your account credentials (such as passwords) and for all activities that occur under your account. Account Security: You must notify us immediately at hello@quant-soc.com of any unauthorized use of your account or any other breach of security. The Company will not be liable for any loss or damage arising from your failure to safeguard your login credentials. You agree not to: (a) create multiple accounts or an account for anyone other than yourself without permission, (b) impersonate any person or entity or misrepresent your identity, and (c) transfer or sell your account to another party without our prior written consent. We may require that you change your username or other account details in certain circumstances (for example, if it violates someone's rights or is offensive). The Company reserves the right to suspend or terminate accounts that are inactive, violate these Terms, or are otherwise used inappropriately. Where the Service offers accounts for organizations or teams and you use the Service through an account provided or administered by an organization, that organization may control your account (including suspending or removing it) and may access information associated with it, and its agreement with us may modify how these Terms apply to your use.

Acceptable Use Policy

When using QuantSoc, you agree to use the Service lawfully and respectfully. You are strictly prohibited from using the Service in ways that could harm others, violate any laws, or infringe anyone's rights. This includes, but is not limited to, refraining from the following activities:

  • Illegal Activities: You may not use the Service for any unlawful purpose or to promote or facilitate illegal activities. Do not post content that encourages conduct that would constitute a criminal offense or give rise to civil liability.
  • Intellectual Property Infringement: Do not upload or share content that violates or infringes the copyrights, trademarks, or other intellectual property rights of any third party. You must have the necessary rights to any content you post.
  • Offensive or Harmful Content: You may not post content that is defamatory, obscene, pornographic, indecent, hateful, harassing, threatening, or otherwise objectionable or that advocates discrimination or violence against any individual or group. Content that could harm minors in any way, or that violates any person's privacy or publicity rights, is strictly prohibited.
  • Malicious Code and Security: You must not upload viruses, worms, malware, or any other destructive code or do anything that could damage, disable, or overburden the Service or interfere with any other party's use of the Service. Similarly, attempts to gain unauthorized access to our systems or user accounts (e.g., hacking, password mining) are prohibited.
  • Personal Data and Privacy Violations: Do not post anyone's sensitive personal information (e.g., personal addresses, Social Security numbers, financial information) without their consent, or any content that invades another's privacy. This includes refraining from posting private communications or data about someone without permission.
  • Spam and Unwanted Communications: You may not engage in spamming, phishing, chain letters, pyramid schemes, or other unsolicited or mass messaging of users. Creating accounts or posting content with the primary purpose of advertising or promotion, without our authorization, is not allowed.
  • Evasion and Misuse: If your account is suspended or terminated for violations, you must not create another account to bypass that restriction. Additionally, do not attempt to scrape, crawl, or otherwise collect data from the Service via automated means without our permission.

This list of prohibitions provides examples and is not exhaustive. The Company reserves the right to determine, in its sole discretion, whether conduct or content violates this Acceptable Use Policy and to take appropriate action as described in these Terms. Violation of the above rules may result in content removal, account suspension or termination, and if necessary, referral to law enforcement. We also reserve the right to cooperate with legal authorities and affected third parties in investigating any alleged illegal activity or infringement.

User Content and Ownership

Responsibility for Content: QuantSoc may allow users to create, post, store, or share content (such as text, images, videos, or other materials) ("User Content"). You retain any intellectual property rights that you hold in the User Content you post; however, you are solely responsible for the User Content you make available through the Service. The Company does not endorse, guarantee the accuracy of, or pre-screen any User Content, and we expressly disclaim any liability in connection with User Content provided by you or other users. By posting or sharing content on the Service, you represent and warrant that: (i) you own or have all necessary rights to the content, (ii) the content is truthful (if it purports to be factual) and not misleading, and (iii) the content and its use on the Service do not violate these Terms or any applicable law or third-party rights.

License to the Company: By submitting or posting User Content, you grant the Company a worldwide, royalty-free, non-exclusive license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display your content (in whole or in part) on the Service and in connection with the Company's business, along with the right to sublicense these rights to our affiliates or successors as needed to operate the Service. This license is granted to us for the purpose of operating, improving, and promoting the Service. This license continues for as long as your content remains on the Service. If you delete content or your account, the license ends, except that we may retain and use copies (i) for backup, archival, security, or legal purposes, and (ii) where your content has been shared with or re-posted by other users as a feature of the Service. You also agree that this license is granted without any compensation or payment to you; the Company may, for example, display ads alongside your content or otherwise derive revenue from its use, and you will not be entitled to any share of that revenue. (In other words, by posting your content, you give us permission to use it and you won't be paid for that use.)

Content Moderation and Removal: The Company reserves the right (but has no obligation) to review, monitor, and moderate User Content. We may remove or disable access to any User Content at our discretion, particularly if we believe it violates these Terms or is otherwise objectionable. We may do this with or without notifying you in advance; however, where the Service includes user content features and we remove or restrict your content or your account for a content-related reason, we will, where required by applicable law, tell you what we decided and why and how you can contest the decision, except where the law allows or requires us not to. We also have the right to terminate or suspend the account of any user who infringes the intellectual property rights of others (a single serious infringement may be enough, and repeat infringers will be terminated in appropriate circumstances) or who violates our Acceptable Use Policy, as detailed above. While we strive to enforce our rules consistently, under no circumstances do we assume any obligation to screen or remove content, and we will not be liable for any failure or delay in removing such material.

Reporting Illegal or Infringing Content: You may notify us at hello@quant-soc.com of any content on the Service that you believe is illegal or violates these Terms, not only copyright infringement, explaining what the content is, where it appears on the Service, and why you believe it is unlawful, and including your contact details. We will review notices submitted in good faith and act on valid ones, and where required by applicable law we will inform you of the outcome of your notice. Where the Service hosts user content and applicable law requires a designated point of contact, hello@quant-soc.com is our single point of contact for users and for competent authorities, and you may communicate with us in English.

Copyright Infringement (DMCA) Policy: The Company respects intellectual property rights and complies with the Digital Millennium Copyright Act (DMCA) and similar laws. If you believe that any content on the Service infringes your copyright (or other intellectual property rights), please send a written notice to our designated copyright agent at hello@quant-soc.com, providing the following information: (1) a description of the work you claim has been infringed, (2) a description of the content on our Service that you claim is infringing (including the URL or location of the material), (3) your contact information, (4) a statement that you have a good-faith belief that the disputed use is not authorized, and (5) a statement, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on their behalf. Upon receiving a valid DMCA notice, we will expeditiously remove or disable access to the allegedly infringing content and notify the user who posted it, in accordance with the DMCA's procedures. That user may have the right to send us a counter-notification if they believe the takedown was mistaken; in such case, we will reinstate the content or material in question unless the original complainant informs us that they have filed a court action seeking to restrain the user from engaging in the infringing activity. By using the Service, you agree to comply with all applicable copyright laws and to not post content that violates others' intellectual property rights.

Intellectual Property (Our Ownership Rights)

All content and materials provided on or through the Service by the Company (including but not limited to the software, code, databases, site design, text, graphics, logos, trademarks, service marks, and any content created or provided by the Company, collectively "Company Content") are the property of the Company or its licensors and are protected by intellectual property laws. License to You: The Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service and Company Content for your personal, non-commercial use, in accordance with these Terms. Except for this limited license, you are not granted any intellectual property rights or other rights in or to any Company Content or the Service. You may not copy, modify, distribute, publicly perform, publicly display, sell, or create derivative works of any Company Content or the Service (in whole or in part) without our prior written permission, unless such actions are expressly permitted by law or by an open-source license that we have expressly made applicable (if, for example, we release certain software code under an open license). All trademarks, logos, and trade names displayed on the Service are the registered or unregistered trademarks of the Company or third parties. No Commercial Use: You must not use any of the Company's intellectual property (including our trademarks or logos) in a way that suggests an endorsement or affiliation without our prior written consent. If you download or print a copy of any Company Content for your personal use, you must retain all copyright and other proprietary notices contained on the original. We reserve all rights not expressly granted to you under these Terms.

Third-Party Links and Services

The Service may contain links to or integrations with third-party websites, services, or resources that are not owned or controlled by the Company (for example, links to articles, third-party payment processors, or social media features). Please be aware that when you access third-party services (such as by clicking a link or using a third-party feature within our Service), you do so at your own risk. The inclusion of any link or integration does not imply any endorsement by the Company of the third-party site or service, nor do we guarantee the accuracy or quality of information, content, goods, or services provided by any third party. No Liability for Third-Party Content: The Company has no control over and assumes no responsibility for any third-party websites or services, including their content, accuracy, privacy policies, or practices. You acknowledge that the Company shall not be liable for any loss or damage arising from your use of any third-party resources. We encourage you to read the terms and conditions and privacy policies of any third-party websites or services that you visit or use through our Service. Any dealings you have with third parties found while using the Service are between you and the third party, and you agree that the Company is not responsible for any loss or claim you may have against a third party.

AI-Powered Features and AI-Generated Content

The Service may, now or in the future, include features powered by artificial intelligence or machine learning ("AI Features"), such as assistants or chat features, voice interaction, search or summarization tools, or the generation of text, images, audio, or other content ("AI Output"). Where the Service includes an AI Feature, the following terms apply in addition to the rest of these Terms:

  • Identification: Where you are interacting with an AI system rather than a human, we will make that clear unless it is obvious from the context. AI Output that could be mistaken for human-created or authentic content may be labeled or marked as artificially generated where required by applicable law.
  • Third-Party Models: AI Features may be powered by AI models and services operated by third-party providers. Your inputs to an AI Feature (such as prompts, messages, files, or audio) may be processed by those providers on our behalf to generate the output, as described in our Privacy Policy.
  • No Reliance on AI Output: AI Output is generated automatically and may be inaccurate, incomplete, outdated, or inappropriate, and may not reflect the views of the Company. AI Output is provided for general informational purposes only and does not constitute professional advice of any kind (including financial, investment, legal, medical, or tax advice). You are responsible for evaluating AI Output before relying on it or sharing it, and you should not use AI Output as the sole basis for any significant decision.
  • Your Use of AI Features: The Acceptable Use Policy applies fully to AI Features. You must not use AI Features to generate, refine, or distribute content that would violate these Terms if you posted it directly, to attempt to extract or reverse-engineer underlying models or system instructions, to misrepresent AI Output as human-created where that would be misleading or unlawful, or to circumvent safety measures or usage limits.
  • Memory: Some AI Features may retain information from your interactions (including facts derived from them) to personalize future interactions, as described in our Privacy Policy. Where such a capability is offered, you can manage or delete this stored information through the feature or by contacting us.
  • User-Enabled Integrations: Where the Service allows you to connect third-party tools, servers, or extensions of your own choosing to an AI Feature or other feature, you are responsible for your right to use them, for the credentials you provide, and for any data sent to them at your direction. We do not control and are not responsible for those third parties, and we may disable any connected integration at any time (for example, for security reasons).
  • Usage Limits: We may impose limits on AI Features (such as usage quotas, rate limits, or feature availability by plan or tier) and may modify, suspend, or discontinue any AI Feature at any time.
  • Rights in AI Output: To the extent we hold any rights in AI Output generated for you, we grant you a non-exclusive license to use that AI Output in connection with your use of the Service, subject to these Terms. You acknowledge that AI Output may not be unique to you and that the same or similar output may be generated for other users, and that rights in AI-generated material may be limited or unavailable under applicable law.

Mobile and Desktop Applications

Where the Service is offered as an application through a third-party app store or marketplace (such as a mobile app store), your use of the application is also subject to that store's terms, and you must comply with them. The store operator is not a party to these Terms, is not responsible for the Service, and has no obligation to provide support or maintenance for it. Where a purchase is made through a store's billing system, that store's payment and refund terms apply to the transaction in addition to (and, in the event of conflict, in place of) the payment terms below. To the extent required by a store's terms, the store operator and its subsidiaries are third-party beneficiaries of these Terms with respect to your use of the application obtained from that store, notwithstanding the "No Third-Party Beneficiaries" clause in the Miscellaneous section, and may enforce these Terms against you in that respect.

API Access

Where the Service offers an API or issues access credentials to you (such as API keys or tokens), you may use them only in accordance with any documentation, policies, and usage limits we publish. You must keep such credentials confidential, must not share or sell them, and are responsible for all activity under them. We may throttle, suspend, or revoke API access at any time, including for security reasons or breach of these Terms.

Fees and Payments

Some features of the Service may be offered for a fee, or we may offer paid subscriptions, memberships, products, or other purchases. Payment of Fees: If you elect to purchase any services, subscriptions, or products offered through the Service (collectively, "Paid Services"), you agree to pay the applicable fees and any taxes incurred (e.g., sales tax or VAT) at the rates in effect when the charges were incurred. Except for the statutory rights described below (including the consumer cancellation rights in this section), the no-fault-termination refund expressly provided elsewhere in these Terms, and any other rights you have under applicable law, payments are non-refundable. This no-refund policy applies to subscription fees, one-time purchases, and any other charges, so please review any free trial or preview period, if offered, before committing to a Paid Service. We reserve the right to refuse or cancel any order or Paid Service at our discretion (for example, due to inaccuracies or errors in pricing or availability, or suspected fraud).

Payment Processing: We may use third-party payment processors to handle payment transactions (for example, to process credit card payments). This means that your payment information (e.g. credit card number, billing address) is provided directly to the third-party processor and not collected or stored by the Company. The processor's terms of service and privacy policy will apply to your payment transactions. The Company is not responsible for any errors or security breaches by the payment processor, though we will make reasonable efforts to ensure we partner with reputable providers. You authorize us (and our payment processors) to charge your chosen payment method for any Paid Services you purchase. If your payment method fails or is declined, we may suspend or cancel the transaction or your access to the Paid Service. Statement Name: Charges for Paid Services on QuantSoc are processed under our trading name, Blue Wisdom Software Innovations, so "Blue Wisdom" (rather than "QuantSoc") is what appears on your card statement, receipts, and invoices for those purchases.

Ordering: When you place an order, you will be shown the details of your purchase and the total price, and you can review and correct any input errors before confirming. Once your order is placed, we will send you confirmation of your order and its terms by email (including, where applicable, confirmation of any consent you gave to immediate supply of digital content). The contract is concluded in English.

Right to Cancel (Consumers in the UK and EU): If you are a consumer in the United Kingdom or the European Union, you have a legal right to cancel a distance purchase within 14 days of the day the contract is made, without giving a reason. For subscriptions and other services, if you ask us to start supplying the service during the 14-day period and then cancel within it, you will receive a refund of the amount you paid less a proportionate charge for the period already supplied. For one-time digital content, by requesting immediate access or delivery you consent to immediate supply and acknowledge that you lose the 14-day cancellation right once the content is delivered. To cancel under this right, contact us at hello@quant-soc.com or use the cancellation options in your account settings. You may, but do not have to, use this model cancellation form: "To QuantSoc, hello@quant-soc.com: I hereby give notice that I cancel my contract for the supply of the following service, ordered on [date]. Name: [name]. Address: [address]. Date: [date]." Nothing in this section or these Terms limits any other statutory rights you have as a consumer.

Subscriptions & Auto-Renewals: If you purchase a subscription or recurring service, it will automatically renew at the end of each billing period (e.g., monthly or annually) unless you cancel the subscription prior to the renewal date. By subscribing, you authorize the Company to charge the then-applicable subscription fees to the payment method on file at the time of renewal. We will use the payment method currently associated with your account for renewal charges. If you wish to cancel a subscription, you may do so at any time via your account settings or by contacting customer support; you can always cancel using at least the same method you used to subscribe, and where required by law we will send you a reminder before a renewal charge (for example, ahead of an annual renewal). Cancellation Policy: When you cancel, the cancellation will take effect at the end of your current billing period, and you will not be charged for the next period. You will retain access to the Paid Service until the end of the period you've already paid for, but no pro-rated refunds will be given for the remaining days in a billing cycle after cancellation. We do not offer refunds or credits for partially used subscription periods, except where required by law or expressly provided elsewhere in these Terms.

Price Changes: The Company reserves the right to change the fees charged for any Paid Service or introduce new fees in the future. If the pricing for your subscription or service changes, we will provide you with advance notice (for example, by email or via the Service). The new rates will apply from your next billing cycle. If you do not agree to a price change, you may cancel the subscription before the new price takes effect; otherwise, your continued use of the Paid Service after the price change becomes effective constitutes your agreement to pay the updated amount. We may, at our discretion, provide promotions or discounts on fees; any such promotions are subject to the terms we provide and may not be combined unless stated.

Taxes and Third-Party Charges: You are responsible for any internet or mobile carrier charges, bank fees, or other third-party charges you may incur in connection with using the Service or making payments (for example, data charges or foreign transaction fees). Where you purchase as a consumer in a jurisdiction that requires it (including the UK and EU), the prices we display to you include any applicable VAT or similar sales taxes, and the total price will be shown to you before you complete your order. In other cases, applicable taxes may be charged in addition to the displayed fees. If any payment is not successfully settled due to expiration, insufficient funds, or otherwise, we may suspend your access to the Paid Service until payment is received, and you remain responsible for any uncollected amounts.

Refunds: As noted above, payments are generally non-refundable. However, in certain cases we may consider (in our sole discretion) providing a refund, credit, or alternate remedy, for example if a Service defect or outage has severely affected your usage. Any such decision will not waive or obligate us to provide future refunds. If we issue a discretionary refund, we may deduct the value of services already used; this does not apply to any refund you are entitled to by law or under these Terms, which we will pay in full in accordance with the applicable requirement. One-time purchases (such as standalone digital products) are typically not refundable once delivered, except as required by law.

Termination and Suspension

By the Company: We reserve the right to suspend or terminate your access to the Service (including your user account) at any time, with or without notice, for any reason or no reason, including if we believe in good faith that: (i) you have violated these Terms or any other policy of the Company, (ii) you create risk or possible legal exposure for us, (iii) our provision of the Service to you is no longer commercially viable, or (iv) we have discontinued the Service or a portion thereof. In the event of termination or suspension, you will no longer have the right to access your account or any content you have stored on the Service. We may delete your content and information, or we may retain it as required for our records or as required by law (refer to our Privacy Policy for information on data retention). The Company shall not be liable to you or any third party for any termination of your account or access to the Service. If your account is terminated due to a serious or repeated breach of these Terms or unlawful conduct, you will not be entitled to a refund of fees you have paid, except to the extent applicable law requires otherwise or the retained amount would be disproportionate to the harm caused by your breach. If we terminate your access for a reason other than your breach of these Terms or unlawful conduct (for example, because we discontinue the Service or a feature), we will give you reasonable advance notice where practicable and will refund a proportionate part of any fees you have prepaid for a period after the termination takes effect.

By the User: You may stop using the Service at any time. If you wish to terminate your account, you may do so by following the instructions on the Service or by contacting us directly to request account deletion. Termination of your account will be effective once we process your request. Please note that if you have a subscription, simply deleting your account or the app may not automatically cancel your subscription; you must actively cancel the subscription as described in the "Fees and Payments" section above to avoid further charges. Upon termination by you, you will lose access to any content or data you have stored in your account (except to the extent that data is stored by us for legitimate business or legal purposes). We recommend that you back up any data or content that you wish to retain before terminating your account.

Survival of Terms: All provisions of these Terms which by their nature should survive termination (such as provisions regarding ownership of intellectual property, warranty disclaimers, indemnity, and limitations of liability) shall survive the termination of your access to the Service.

Disclaimer of Warranties

Your use of QuantSoc is at your own risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis, without warranties of any kind, either express or implied. The Company disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranty arising out of course of dealing or usage of trade, to the fullest extent permitted by law. We do not guarantee that the Service will meet your requirements or expectations, that access to the Service will be uninterrupted, timely, secure, or error-free, or that the information or content provided on the Service is complete, accurate, or free from errors. The Company does not warrant the quality, suitability, truth, accuracy or completeness of any information or content obtained through the Service, including any User Content. No Advice or Outcomes Guaranteed: Any information (including any financial, legal, or other professional information) obtainable through the Service is for general informational purposes only and is not intended to constitute professional advice. The Company makes no warranty that using the Service will result in any particular outcomes or that any data or content you obtain through the Service will be reliable. You assume all risk for any damage to your computer system or device or loss of data that results from downloading or accessing any content through the Service.

Some jurisdictions do not allow the exclusion of certain warranties, so some of the above disclaimers may not apply to you. In such cases, any warranties required by law are limited to the shortest duration permitted by law.

Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall the Company or its affiliates, officers, employees, agents, partners, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, goodwill, or other intangible losses, arising out of or related to your access to or use of (or inability to access or use) the Service, even if we have been advised of the possibility of such damages. This limitation of liability applies to all causes of action, whether based in contract, tort (including negligence), strict liability, or any other legal theory.

In particular, the Company will not be liable for any loss or damage that results from: (i) your reliance on any content obtained through the Service; (ii) your inability to access or use the Service at any time; (iii) any unauthorized access to or alteration of your transmissions or data; (iv) statements or conduct of any third party on the Service, including offensive or illegal conduct of other users; or (v) any content removed from the Service by us or the loss or corruption of User Content.

Cap on Liability: To the extent that any liability is not legally disclaimable, the maximum aggregate liability of the Company (and its affiliates and agents) to you for all claims arising from or related to the Service or these Terms shall not exceed the greater of: (a) the total amount (if any) you paid to the Company for the Service in the twelve (12) months immediately preceding the event giving rise to the liability, or (b) one hundred pounds sterling (GBP 100) or the equivalent in the currency of your purchase. If applicable laws do not allow the limitation of liability as set forth above, some of the above limitations may not apply to you. In such cases, our liability will be limited to the greatest extent permitted under applicable law.

Non-Excludable Liability: Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under applicable law. If you use the Service as a consumer, nothing in these Terms affects your statutory rights, including (where you are in the United Kingdom) your rights under the Consumer Rights Act 2015 to receive digital content that is of satisfactory quality, fit for purpose, and as described, and services performed with reasonable care and skill, or any equivalent rights under the consumer laws of your country.

Some jurisdictions do not allow the exclusion or limitation of certain damages, so the above limitations and exclusions may not apply to you to the extent prohibited by law. Nothing in these Terms is intended to exclude or limit any condition, warranty, right or liability that may not be lawfully excluded or limited. However, in such case, the Company's liability will be limited to the maximum extent permitted by law.

Indemnification

You agree to defend, indemnify, and hold harmless the Company, its parent company, affiliates, and their respective officers, directors, employees, contractors, agents, partners and licensors (collectively, "Indemnified Parties") from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to reasonable attorneys' fees) arising from: (a) your violation of any term of these Terms, including the Acceptable Use Policy and any representations or warranties made by you herein; (b) your violation of any third-party right, including without limitation any intellectual property, confidentiality, or privacy right; (c) your User Content, including any actual or alleged infringement or violation of any intellectual property or other right of any person or entity; or (d) any negligent or willful misconduct by you. You will cooperate as fully required by the Company in the defense of any claim. The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you (without limiting your indemnification obligations with respect to that matter), and you agree not to settle any matter without the prior written consent of the Company. This indemnification obligation will survive the termination of your use of the Service and/or these Terms. If you use the Service as a consumer, this section applies only to the extent permitted by the law of your country and only to losses caused by your breach of these Terms or your unlawful acts.

This provision means that you bear the responsibility for any legal issues arising from your own conduct or content on the Service. By agreeing to these Terms, you acknowledge that you understand this responsibility and obligation.

Governing Law and Dispute Resolution

These Terms and any dispute arising out of or in connection with these Terms or the Service will be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. If you are a consumer, you also benefit from any mandatory consumer protection provisions of the law of the country where you live, and nothing in this choice of law deprives you of that protection. You agree that any dispute or claim arising from or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts located in England, and you consent to personal jurisdiction in such courts. (If you reside in a country with laws that give consumers the right to bring disputes in their local courts, this paragraph does not override those laws.)

Dispute Resolution: Before filing a formal legal claim, we encourage you to contact us at hello@quant-soc.com to discuss and hopefully resolve any issue informally. In the interest of resolving disputes efficiently and at a lower cost, we may also mutually agree to alternative dispute resolution such as mediation or arbitration for certain matters, but we will only do so if both you and the Company voluntarily agree in writing. Unless otherwise agreed or required by applicable law, any dispute that proceeds in court shall be resolved on an individual basis and not as part of a class or consolidated action.

Changes to These Terms

The Company may modify or update these Terms from time to time. When we make material changes to the Terms, we will provide you with notice as appropriate (e.g., by email to registered users or by posting a notice on our website). The latest version of the Terms will always be available on our website, and we will update the "Last Updated" date at the top of the Terms. Continued Use Deemed Acceptance: By continuing to access or use the Service after any revisions become effective, you agree to be bound by the updated Terms. If you do not agree to the new terms, you must stop using the Service. If you have a paid subscription and a change to these Terms materially disadvantages you, that change will not apply to you until the end of your current prepaid period, and your subscription will not renew under the updated Terms unless you agree to them; you may also cancel at any time as described in "Fees and Payments" above. It is your responsibility to check for updates to these Terms periodically.

Miscellaneous

Severability: If any provision of these Terms is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, that provision shall be enforced to the maximum extent permissible and the remaining provisions of these Terms will remain in full force and effect. No Waiver: The failure of the Company to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision in that or any other instance. Any waiver of any provision of these Terms will be effective only if in writing and signed by an authorized representative of the Company. Assignment: You may not assign or transfer these Terms (or any of your rights or obligations hereunder) without our prior written consent. We may freely assign or transfer these Terms, in whole or in part, including to any affiliate or in connection with a merger, acquisition, sale of assets, or by operation of law. These Terms shall bind and inure to the benefit of the parties and their respective successors and permitted assigns. Entire Agreement: These Terms (together with any additional guidelines, rules, or terms we provide for specific services or features, which are incorporated herein by reference) constitute the entire agreement between you and the Company regarding the Service and supersede any prior agreements or understandings between us relating to the Service. Our Privacy Policy is a notice describing how we process personal information and does not form part of this contract. No Third-Party Beneficiaries: Except as expressly stated in these Terms (for example, in the Mobile and Desktop Applications section), these Terms are not intended to and shall not confer any rights or remedies upon any person other than the parties to this Agreement (you and the Company). Headings: Section titles and headings in these Terms are for convenience only and have no legal or contractual effect.

If you have any questions or concerns about these Terms, please contact us at hello@quant-soc.com. Thank you for reading these Terms and for using QuantSoc!